AMA Insurance Brokers have designed a Medical & Dental Practice Insurance package specifically to provide customised protection for Medical, Dental and Health Practices.
This package (HealthPro Protect), has been carefully engineered with you in mind, with exclusive features to minimise any disruption(s) in the event of a claim.
We have arranged for the insurer to waive their subrogation rights in these instances, thus protecting your patient confidentiality.
Mobile phones, tablets, laptops are covered whilst anywhere in Australia, including from unattended vehicles, along with automatic cover for up to 20% of your contents sum insured for loss of or accidental damage outside the practice.
In the event of a total loss on the buildings and/or contents the figure on the schedule is the settlement amount. It’s not reduced if you have underinsured.
Following an insured event on Business Interruption, you can claim for loss of income without the need to provide financials or justification, giving you a settlement based on the gross income figure on your policy schedule.
The insured persons include an employee, contractors, labour only sub-contractors or persons hired or borrowed by you (including work experience).
Whether named on the policy schedule or not, all relevant entities or persons involved in the business are included on the policy.