The benefits of medical and dental practice insurance

• Minimal Downtime
• Flexibility
• Customisation
• Value
• Peace of mind
• Security
• Simplified Claim Procedures
• Dedicated Claim Manager
• Dedicated Account Manager
• Year-round communication
• Australia wide contents cover
• Extended cover for staff property
• Electrical supply stability
• Coverage of temperature-controlled goods
• Premium funding
• No penalty for under insurance

Does your current policy have these additional benefits?

Patient confidentiality is guaranteed

We have arranged for the insurer to waive their subrogation rights in these instances, thus protecting your patient confidentiality.

Electronic devices are covered

Mobile phones, tablets, laptops are covered whilst anywhere in Australia, including from unattended vehicles, along with automatic cover for up to 20% of your contents sum insured for loss of or accidental damage outside the practice.

The underinsurance clause has been removed

In the event of a total loss on the buildings and/or contents the figure on the schedule is the settlement amount. It’s not reduced if you have underinsured.

Simplified formula for losses of income of up to 30 days

Following an insured event on Business Interruption, you can claim for loss of income without the need to provide financials or justification, giving you a settlement based on the gross income figure on your policy schedule.

Public Liability cover extends to contractors and sub-contractors

The insured persons include an employee, contractors, labour only sub-contractors or persons hired or borrowed by you (including work experience).

All entities involved in the business are included on the policy

Whether named on the policy schedule or not, all relevant entities or persons involved in the business are included on the policy.