Workers Compensation Insurance

Protect yourself and do right by your employees with Workers Compensation Insurance.

As a business owner, it’s easy to assume that accidents won’t happen at your workplace. We’re afraid, the statistics say otherwise!

Who should consider Workers Compensation Insurance?

Workers’ compensation insurance is compulsory for all employers in every state and territory in Australia.

Each state or territory has its own workers’ compensation scheme, run by independent regulators, with rules differing slightly between each jurisdiction.

What does Workers Compensation Insurance cover?

Workers’ compensation insurance covers employees who are injured at work or become sick due to work.

Workers’ compensation insurance can cover:

  • Employees’ wages
  • The cost of their rehabilitation and medication

Not everything is covered and there are exclusions, along with a deductible or excess and limits on cover, so check with your insurance broker.