Total & Permanent Disability Insurance (TPD) provides you and your family with financial support in the event of a serious accident or illness that will permanently stop you from practicing in your own profession.
TPD Insurance provides you with a lump sum of money on diagnosis of your condition, ensuring financial security when you need it the most. This form of insurance is most often taken as an extension to Life Insurance.
How does Total & Permanent Disability Insurance (TPD) insurance work?
TPD Insurance provides a level of financial assistance to help you pay for costs like unexpected medical bills or rehabilitation costs that may not be covered by your health fund. It also helps you pay for everyday family payments such as car, mortgage, and school fees – in fact any expense that you might usually pay from your salary.
To make a claim on TPD cover you usually have to be off work for at least three to six months due to your illness or injury – and most importantly, never be able to return to work in your chosen profession.
TPD Insurance for medical professionals.
Ask us about how Total & Permanent Disability Insurance is often purchased in conjunction with Life Insurance, Critical Illness Insurance and Income Replacement Insurance to provide you with complete peace of mind.
If you would like to know more about Total & Permanent Disability Insurance, please call 1300 763 766.
Risk , Superannuation and Investment services are provided by AMA Services (WA) Pty Ltd trading as AMA Financial Services . AMA Financial Services is an Authorised Representative of Consultum Financial Advisers Pty Ltd ABN 65 006 373 995 AFSL 230323